New Jersey

11 Apr 2025 

What if your Bergen County County, NJ health plan could give you more? Think dental, vision & rewards already built in.

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Understanding Obamacare  ACA Plans in Bergen County, New Jersey.

Residents of Bergen County, New Jersey have access to health coverage through the Affordable Care Act (ACA), which provides essential benefits, financial assistance, and options for individuals and families. Whether you're self-employed, between jobs, or looking for a more affordable option, ACA health plans in Bergen County can help reduce costs and provide coverage for essential medical needs.

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General ACA / Obamacare Enrollment Questions Bergen County

  1. How do I apply for an Obamacare health plan in Bergen County, New Jersey?
  2. When can I enroll in an ACA plan in Bergen County?
  3. What happens if I miss Obamacare open enrollment in Bergen County,NJ?
  4. Can I get ACA coverage if I am unemployed in Bergen County?
  5. How long does it take to get ACA coverage after applying in Bergen County?
  6. Can I change my Obamacare plan after I enroll in Bergen County
  7. What documents do I need to apply for an Obamacare plan in Bergen County?
  8. Can I enroll in ACA without an email address in Bergen County?
  9. What happens if my ACA application is denied in Bergen County?
  10. Can I enroll in ACA if I don’t have a Social Security number in Bergen County?

Losing Medicaid & Transitioning to ACA / Obamacare in Bergen County, New Jersey

  1. What should I do if I lost Medicaid in Bergen County, New Jersey?
  2. Can I automatically switch from Medicaid to an ACA plan If I reside in Bergen County?
  3. How do I check if I lost Medicaid eligibility for  Bergen County,NJ?
  4. Will I get financial help if I lost Medicaid in Bergen County?
  5. What is the income limit for Obamacare subsidies in Bergen County?
  6. Can I reapply for Medicaid if I don’t like my ACA plan if i live In Bergen County
  7. Can I get a free or low-cost ACA plan if I lost Medicaid In Bergen County?
  8. How do I transition from Medicaid to an ACA plan In Bergen County?
  9. What happens if I miss the deadline to enroll after losing Medicaid In Bergen County?
  10. Do I need to cancel my Medicaid before enrolling in ACA? If i live in Bergen County?

1095-A Tax Form & ACA / Obamacare Taxes
in Bergen County, New Jersey

  1. Bergen CountyWhat is a 1095-A form?
  2. Where do I get my 1095-A tax form in Bergen County?
  3. How do I file taxes with a 1095-A form in Bergen County, NJ, In and outside of Zip Codes 07010 07014 07020 07022 07024 07026 07031 07057 07070 07071 07072 07073 07074 07075 07401 07407 07410 07417 07423 07430 07432 07436 07446 07450 07451 07452 07458 07463 07481 07495 07504 07514 07601 07602 07603 07604 07605 07606 07607 07608 07620 07621 07624 07626 07627 07628 07630 07631 07632 07640 07641 07642 07643 07644 07645 07646 07647 07648 07649 07650 07652 07653 07656 07657 07660 07661 07662 07663 07666 07670 07675 07676 07677 07699?
  4. Can I get ACA / Obamacare coverage if I am unemployed in Bergen County?
  5. Do I need a 1095-A if I had Medicaid  Bergen County?
  6. What do I do if my 1095-A form has errors, I live In Bergen County, New Jersey?
  7. How do I report my ACA / Obamacare premium tax credits on my taxes for Bergen County, New Jersey?
  8. What happens if I overestimated my income for Obamacare in Bergen County?
  9. Will I owe money if I used too many ACA tax credits?
  10. Can I get a tax refund from ACA premium subsidies In Bergen County?

Each Plan tier May Hold different levels of coverage and cost For Bergen County County Residents.

BRONZE

  • Best for healthy individuals who need basic coverage with lower premiums.
  • Higher out-of-pocket costs when seeking care.
  • Covers preventive services at no cost.
  • Good option for those who rarely visit the doctor but want protection against major medical events.


Plans vary by state and eligibility. Speak to an agent to confirm your options.

SILVER

  • Great for those who qualify for subsidies and extra savings (Cost-Sharing Reductions).
  • Lower out-of-pocket costs than Bronze plans.
  • Good for regular doctor visits, prescriptions, and medical services.

  • Ideal for families or individuals needing consistent medical care.


Plans vary by state and eligibility. Speak to an agent to confirm your options.

GOLD

  • Best for frequent healthcare users who require ongoing medical care and prescriptions.
  • Lower deductibles and better cost coverage for doctor visits, medications, and hospital stays.
  • Great for individuals and families who prefer predictable healthcare costs.


Plans vary by state and eligibility. Speak to an agent to confirm your options.

Plans may vary by state, and individual eligibility.
To confirm availability in your area, please call and speak with a licensed insurance agent.

Affordable Care Act - Obamacare Plan & Coverage Questions for
Bergen County, New Jersey

  1. What possible coverage does an ACA plan have for Bergen County, New Jersey?
  2. Can I keep my current doctor in Bergen County with an ACA plan?
  3. What is the difference between Bronze, Silver, Gold, and Platinum ACA plans?
  4. Do Bergen County ACA plans cover dental and vision?
  5. Do Bergen County ACA plans cover pre-existing conditions?
  6. What is the out-of-pocket maximum for Bergen County ACA plans?
  7. Do Bergen County ACA plans cover mental health services?
  8. Can I use an ACA plan outside of Bergen County, New Jersey?
  9. Do Bergen County ACA plans cover prescription drugs?
  10. What happens if my ACA plan is discontinued?

Affordable Care Act - Obamacare Special Enrollment & Life Changes For
Bergen County, New Jersey

  1. Can I enroll if I move to or out of Bergen County, New Jersey?
  2. Can I enroll  if I lost my job In Bergen County?
  3. Can I enroll in Obamacare / ACA in Bergen County, NJ if I turned 26 and lost my parent’s coverage? 
  4. Can I enroll if I got divorced?
  5. Can I enroll in ACA if I got married In Bergen County?
  6. Can I change my Bergen County ACA plan after I enroll?
  7. Can I enroll if I had a baby?
  8. Can I enroll if my spouse passed away?
  9. Can I switch Bergen County ACA plans if my doctor leaves the network?
  10. What proof do I need for a Special Enrollment Period?

Affordable Care Act - Obamacare Cost, Subsidies & Financial Assistance in
Bergen County, New Jersey

  1. Can I use a Health Savings Account (HSA) with an ACA plan in Bergen County, New Jersey?
  2. How do I find the cheapest ACA plan in Bergen County?
  3. What is the best ACA plan for me if i live in Bergen County, NJ?
  4. What is the income limit for ACA subsidies in Bergen County?
  5. How much does an ACA plan cost per month In Bergen County?

obamacare Employer & Other Coverage Options For
Bergen County, New Jersey

  1. Can I get an ACA plan if my Bergen County, New Jersey employer offers insurance?
  2. Is Obamacare cheaper than Bergen County employer health insurance?
  3. What happens if my
    Bergen County, NJ employer’s plan is too expensive?
  4. What is the affordability test for Obamacare vs. employer insurance In Bergen County?
  5. Can I get Obamacare if my employer doesn’t cover my spouse In Bergen County?
  6. Can I drop my employer’s plan and switch to Obamacare in Bergen County?
  7. Can I get Obamacare if I lose my job In Bergen County?
  8. Can I use an Obamacare plan as secondary insurance In Bergen County?
  9. Does Obamacare cover more than my employer’s insurance In Bergen County?
  10. What happens if my employer-provided insurance is not ACA compliant In Bergen County?


Bergen County, New Jersey 1095-A, 1095-B, 1095-C & Tax Credits

  1. What is the difference between 1095-A, 1095-B, and 1095-C in Bergen County, New Jersey?
  2. Do I need to file IRS Form 8962 if I have an Obamacare plan In Bergen County?
  3. What happens if I don’t report my 1095-A form on my taxes for Bergen County, NJ?
  4. Will I owe money if I received too much in Obamacare tax credits in Bergen County?
  5. What is IRS Form 1095-B, and do I need it for my taxes for Bergen County?
  6. Why did I receive a 1095-C form if I have Obamacare?
  7. What should I do if I get a letter from the IRS about my Obamacare plan in Bergen County?
  8. What is the second lowest cost Silver plan (SLCSP) on my 1095-A form for Bergen County?


Bergen County, New Jersey Obamacare / ACA Customer Service & Technical Questions

  1. What is the Obamacare customer service phone number?
  2. What is the fastest way to get an Obamacare enrollment specialist on the phone in  Bergen County?
  3. How do I report an issue with my Obamacare application in Bergen County,NJ?
  4. How do I cancel my Obamacare plan over the phone in Bergen County?
  5. What is the Obamacare Marketplace helpline for denied applications in Bergen County?
  6. Can I call Obamacare to check my eligibility for subsidies in Bergen County?


Bergen County, New Jersey Obamacare / ACA Advanced & Miscellaneous Questions

  1. Can I still get Obamacare if I have medical debt in Bergen County, New Jersey?
  2. Does Obamacare cover pre-existing conditions in Bergen County?
  3. Can I use Obamacare outside the U.S?Bergen County
  4. Can I get ACA coverage if I am unemployed in Bergen County?
  5. How do I report fraud in the Obamacare Marketplace?
  6. Can I change my ACA plan after I enroll in Bergen County
  7. How do I check if my Obamacare doctor is in-network?
  8. What should I do if I get an incorrect bill from my Obamacare provider?
  9. Can I apply for Obamacare if I don’t have a permanent address in Hackensack?
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🏆 Rewards by Carrier

Connect with a  Bergen County County licensed insurance agent to explore ACA health plans that may include wellness rewards and member benefits. 

Carrier A

  • Members can earn up to $500 in health-related rewards after activating their rewards account.
  • Some applicants may qualify for Health Insurance plans as low as $0/month


Benefits vary. Call to check eligibility.

Carrier B

  • Some applicants may qualify for Health Insurance plans as low as $0/month
  • Earn a $100 gift card (Amazon, Walmart, Walgreens) by completing four health-related activities (e.g., wellness visit, text opt-in, paperless billing, auto-pay setup).


Benefits vary. Call to check eligibility.

Carrier C

  • Up to $500 in health-related rewards; $100 for OTC products.
  • Some applicants may qualify for Health Insurance plans as low as $0/month


Benefits vary. Call to check eligibility.

Carrier D

  • Some applicants may qualify for Health Insurance plans as low as $0/month
  • Earn $1 per day for hitting daily step goals via Google Fit or Apple Health; max $75 per year.
  • App syncs with Google Fit or Apple Health, allowing members to earn $1 every day they reach their step goals


Benefits vary. Call to check eligibility.

Carrier E

  • Participate in Take Control Rewards program; earn up to $325 in redeemable points for health-related costs.
  • Some applicants may qualify for Health Insurance plans as low as $0/month


Benefits vary. Call to check eligibility.

Carrier F

  • Earn a $50 gift card by completing a Wellness Assessment and a Primary Care Visit.
  • Some applicants may qualify for Health Insurance plans as low as $0/month


Benefits vary. Call to check eligibility.

Carrier G

  • Complete health-related activities to earn up to $500 towards premiums or healthcare expenses.
  • Some applicants may qualify for Health Insurance plans as low as $0/month


Benefits vary. Call to check eligibility.

Carrier benefits and rewards programs listed on [CompareACA.com] are for informational purposes only and may vary by state, plan, and individual eligibility.
To confirm availability in your area, please call and speak with a licensed insurance agent.

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